Before you buy a new or pre-owned Nissan in Rockville, MD, you’ll have to figure out what kind of car insurance you’re going to need. There are many different options, both in terms of coverage and price. Today, let’s have a look at how much you can expect to pay for your insurance and what factors will influence the kind of quote you receive from insurance companies.
Being a Maryland Resident
When you register a vehicle in Maryland, insurance coverage is a requirement. If you opt for a very minimal plan, you might only pay around $767 per year, but full coverage will cost you $1,877. This is around $200 higher than the US average.
Although there are some statewide commonalities, the exact cost of insurance varies by city, and you might pay slightly less in your local area, especially if great deals are currently available. Let’s look at some of the ways you can keep your insurance cost reasonable.
The Company You Choose
There are many different insurance companies in Maryland, and if you’re on a budget, you can shop around to find the one that provides you with the best deal. For example, many people have found that Geico, Nationwide, and USAA are cheaper than some of the other options.
If you’re not sure where to look or how to obtain a good quote, you can speak to the professionals at your local dealership. They have many years of experience in selling and insuring vehicles, and you can benefit from this knowledge. Don’t hesitate to ask their advice when purchasing your new or used car.
Your Age
Age is a major factor that affects the quote you can expect to receive. New drivers who are between 16-18 are likely to pay a large amount of money for their insurance because the companies believe them to be at greater risk of having an accident. Similarly, older people in their late 70s and 80s might have to pay more. The good news is that quotes can be very low for established drivers between 30-60, especially if they have a clean record.
Your Driving Record and the Safety Features
When finding insurance, your individual situation matters. Many companies offer a discount for people who have never been in an accident before and who have a clean driving record. That’s why it pays to be careful on the road and avoid breaking the local rules.
Similarly, you may be able to get a discount if you install certain safety features or anti-theft devices in your vehicle. When you do so, you prove that you are a responsible car owner and interested in preventing accidents or incidents. As a result, the insurance companies will know that you are less likely to make a claim.
The cost of vehicle insurance is slightly higher in Maryland than in many other states, but you can lower your quote by shopping around, maintaining a clean driving record, and installing advanced features in your vehicle. Get in touch with us at DARCARS Nissan of Rockville to speak with our knowledgeable sales team about adding anti-theft and other safety features to your new Nissan.
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